Find the right accounts
Sync invoices and rank accounts nightly by amount and recovery odds. Your team sees where attention can make the biggest difference.
AI-powered recovery for overdue B2B invoices and failed SaaS payments. Keep your team focused; pay us only when cash comes in.
No upfront cost. No consumer debt. No empty promises.
The pilot model
Nothing collected? Nothing owed.
Our commitments, not borrowed credibility
Human approval.Every pilot message reviewed before it sends.
Clear boundaries.B2B and SaaS billing only. Disputes get escalated, not pressured.
Visible progress.Audit logs and morning summaries of cash recovered and next actions.
01 / The recovery engine
A connected workflow, not a blast of generic reminders. Collective brings prioritization, careful outreach, and reconciliation into one recovery process.
Built around your billing tools
Stripe, QuickBooks, or Xero. We begin with read-only access and agree the scope before outreach starts.
Sync invoices and rank accounts nightly by amount and recovery odds. Your team sees where attention can make the biggest difference.
Personalized reminders, checked for tone, accuracy, and legal risk. Humans approve every pilot send; payment plans and disputed invoices have an escalation path.
Stripe payment links turn a reply into a clear next step. Payments are reconciled so settled invoices stop receiving reminders.
A morning summary tracks recovered dollars and pending actions. Review recovery rate, replies, and disputes without chasing a spreadsheet.
02 / Start small. Measure honestly.
We agree a set of eligible invoices, connect your billing data, and test the workflow before going live. Every send stays human-approved during the pilot.
At the end, review the cash collected, reply rate, and disputes together. Recovery is not guaranteed; the numbers decide what happens next.
Commission-only pilot
15%of cash collected
No upfront fee. If we collect nothing, you pay nothing. We agree eligible invoices and commission terms before starting.
Discuss pilot eligibility03 / Put your invoices to work
Tell us about your overdue B2B invoices or failed SaaS payments. We’ll review fit, safeguards, and pilot scope together.